TMS in Richmond, VA: Insurance, Prior Approval, How to Start

July 26, 2026

Medically reviewed by Justin Thompson, MD
A clinician with glasses in charcoal Foundation Medical Group scrubs sits in a brown leather armchair talking with a patient, seen from behind, in a room with a stacked stone wall and warm ceiling lights

Looking for TMS therapy for depression in Richmond, VA that takes insurance? Foundation Medical Group’s Richmond clinic offers NeuroStar TMS for depression, and we’re accepting new patients. We work with Medicaid, Aetna, Cigna, Anthem, Blue Cross Blue Shield, UnitedHealthcare, Humana, TRICARE and Optum Behavioral Health, and our TMS coordinator files the prior authorization for you. We do not accept Medicare at this time. Coverage varies by plan and state. Call our office to confirm your plan before your first visit.

To start, call (804) 506-0526 or book a free consultation online. The clinic sits at 11600 Busy Street, Suite 203, Richmond, VA 23236, in the North Chesterfield area, so it’s a reasonable drive for most people in Midlothian, Henrico and the city itself.

Which TMS clinic in Richmond takes insurance for depression?

We do, and here’s how that plays out in practice. Our Richmond clinic runs TMS (transcranial magnetic stimulation) alongside psychiatry, Spravato and therapy under one roof. Your benefits are checked before anything is scheduled. Nobody gets a surprise bill on session 12. Well, that’s the goal, anyway, and the paperwork below is how we try to keep it that way.

Your planDoes it usually cover TMS for depression?What it usually asks for first
Medicare (Part B)Yes, when the Palmetto GBA criteria are metSevere major depression, failed medicine trials, a psychotherapy trial, a psychiatrist’s order
Commercial plans (Aetna, Cigna, Anthem, Blue Cross Blue Shield, UnitedHealthcare, Humana)Often yes, under each plan’s own TMS policyPrior authorization with your treatment history
TRICAREPlan dependentPrior authorization, check with the regional contractor
Optum Behavioral Health (carve-out plans)Plan dependentPrior authorization through the behavioral health side
Virginia Medicaid (Cardinal Care)Varies by managed care planAsk your plan for its TMS policy; we check it with you

Coverage varies by plan and state. Call our office to confirm your plan before your first visit.

How does prior authorization for TMS work in Virginia?

Prior authorization is your insurer saying yes before treatment starts. For TMS, almost every plan wants one. It sounds bureaucratic. It is. But it’s also the step that protects you from a bill you didn’t see coming.

Medicare is the clearest example because the rules are public. According to the CMS Medicare Coverage Database, Virginia’s Medicare contractor spells the criteria out in writing. In Virginia, Medicare Part B claims go through Palmetto GBA. Its local coverage determination for repetitive TMS is LCD L34869, published on the CMS Medicare Coverage Database. It sets out what a patient needs. One honest note before you read on: our Richmond clinic does not accept Medicare at this time, so if Medicare is your main coverage, call us first and we’ll talk through your options.

  • A confirmed diagnosis of severe major depressive disorder, single or recurrent episode.
  • Two antidepressant trials from different drug classes that didn’t help enough, or that you couldn’t tolerate.
  • A trial of an evidence-based talk therapy without enough improvement.
  • An order from a psychiatrist (MD or DO) who has examined you and reviewed your records, plus that psychiatrist’s supervision of the treatment.

Commercial plans tend to ask for something close to this. Not identical, though, and that’s where our consult coordinator earns their keep. They pull your pharmacy history, your therapy notes and your diagnosis into one packet, send it, and chase it. Consultations usually happen within 3 to 5 business days, and treatment can often begin within about two weeks. Sometimes slower, honestly, if a plan asks for one more record.

If a plan says no, that isn’t always the end. A denial is frequently a missing document. We can appeal with added notes from your referring physician or our psychiatrist. Our guide to whether insurance covers TMS walks through the carrier side in more depth, and the TMS cost page covers what happens if you pay yourself.

What is NeuroStar TMS, in plain words?

TMS uses focused magnetic pulses to stimulate the part of the brain tied to mood, the left prefrontal cortex. There’s no surgery, no sedation and no anesthesia. You sit in a reclining chair, wide awake, while a small coil rests against your head.

According to the FDA, the NeuroStar TMS Therapy System, the device we use, was cleared through the 510(k) process for adult patients with major depressive disorder in 2008. We deliver NeuroStar TMS therapy on that system at our Richmond clinic. Its FDA 510(k) summary describes pulses with a peak magnetic field of about 1.5 Tesla, roughly the strength of a hospital MRI magnet, aimed at a small patch of cortex. Doctors usually reach for TMS as a treatment for treatment-resistant depression, which just means depression that hasn’t lifted after antidepressant medication. Sound familiar? If pills have left you flat or barely better, that’s exactly the group the coverage criteria above describe. Our guide to TMS for depression explains the research.

What happens at your first visit?

A doctor and patient talk.

Getting TMS in Richmond starts with a no cost consultation, in person or by video. A coordinator asks about your history, your symptoms and every antidepressant you’ve tried, with doses and dates if you have them. Bring your member card and your pharmacy list. It saves a week of phone tag later, and that matters more than people expect.

Next comes safety. This treatment isn’t right for everyone. People with certain metal implants in or near the head, or a deep brain stimulator, need a careful review first. Trained medical professionals go over your diagnosis and any other clinical conditions, and they answer your detailed questions before anything begins.

Then the insurance coordination happens in the background, and the treatment process starts to take shape. Our staff confirms your benefits, files the paperwork and tells you your expected share before the first session. And if you already have a psychiatrist elsewhere, we coordinate with them rather than replacing them.

What does a TMS treatment plan look like in Richmond?

A typical treatment plan runs up to 36 sessions. That number isn’t random. It lines up with the Medicare schedule in Virginia: 20 sessions over four weeks, up to 10 more if you’ve improved, then a taper. Treatment sessions run Mon to Fri, about 20 minutes each.

During each visit you feel a light tapping on your scalp as the pulses do their work. Most people read, listen to music or simply rest. Afterward you can drive yourself back to work, or wherever the day takes you. There’s no recovery time and nothing woozy about it, unlike sedation-based options.

What to expectNeuroStar TMSAntidepressant medicineTalk therapy
How it worksMagnetic pulses aimed at the mood centerDaily pill that shifts brain chemistryGuided sessions with a clinician
Time commitmentAbout 20 minutes, Mon to Fri, for about 6 to 7 weeksA check-in every few weeksUsually weekly
Awake and alertYes, no sedationYesYes
Common side effectsScalp soreness, short headacheWeight gain, sleep or sexual side effectsNone physical
Insurance approvalPrior authorization, usually requiredFormulary rulesUsually covered as outpatient care

Patient care doesn’t stop once treatment starts. Every session runs under the direct supervision of our clinical staff, and monitoring is built in: we track your depression scores week by week. If something isn’t working, we adjust. Treatment plans aren’t one size fits all, and yours can change as you improve. Near the end, some patients move into a maintenance week schedule, with sessions spaced further apart to protect the progress. Relief tends to build slowly. Week one tells you very little. Week four tells you a lot more, which is frustrating when you just want to feel better, but it’s how the treatment usually behaves.

Is TMS safe, and what are the side effects?

A calm, welcoming clinic room.

For most adults the side effects are mild. The most common one is soreness at the treatment site, or a short headache, and both usually fade within the first week or two. Our page on TMS therapy side effects covers the full list.

There’s no drug in your bloodstream, which is why TMS sidesteps the whole-body effects some antidepressants bring. Seizure is a rare risk. That’s exactly why the safety screening matters, and why we take it slowly with anyone on medicines that lower the seizure threshold.

The National Institute of Mental Health lists rTMS among the brain stimulation therapies used when depression hasn’t responded to other treatment. That’s the honest framing. It’s one more evidence-based treatment path, not a guaranteed fix, and for some people the relief is partial rather than complete.

Key Takeaways

  • Foundation Medical Group offers NeuroStar TMS therapy for depression at 11600 Busy Street, Suite 203, Richmond, VA, and is accepting new patients.
  • We work with Medicaid, Aetna, Cigna, Anthem, Blue Cross Blue Shield, UnitedHealthcare, Humana, TRICARE and Optum Behavioral Health. We do not accept Medicare at this time. Coverage varies by plan and state, so call to confirm yours.
  • Almost every plan requires prior authorization. Medicare in Virginia follows Palmetto GBA’s LCD L34869: severe major depression, two failed antidepressant trials, a talk therapy trial, and a psychiatrist’s order.
  • A full course runs up to 36 sessions, about 20 minutes each, Mon to Fri, with no sedation.
  • Start with a no cost consultation at (804) 506-0526. We handle the benefits check and the prior authorization.

Sources

Start TMS Therapy in Richmond With Our Team

Calling a clinic about depression can feel like a lot. That’s fair, and you don’t need to have it all figured out before you pick up the phone. Call (804) 506-0526 or book online, and our team will check your coverage, explain what your plan needs, and tell you plainly whether TMS looks like a fit. If medicine has been your only support so far, our psychiatrist in Richmond page explains the other services and resources we offer, including Spravato in Richmond.

TMS therapy in Richmond, VA: where to start and what to expect infographic

Vincent Nardone, MD

· 8 min read

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Frequently Asked Questions

Foundation Medical Group offers NeuroStar TMS for depression at 11600 Busy Street, Suite 203, Richmond, VA 23236. We take new patients and work with Medicaid, Aetna, Cigna, Anthem, Blue Cross Blue Shield, UnitedHealthcare, Humana, TRICARE and Optum Behavioral Health. We do not accept Medicare at this time. Coverage varies by plan and state. Call our office to confirm your plan before your first visit.
Usually, yes. Most commercial plans want approval before the first session, and Medicare in Virginia follows the Palmetto GBA local coverage determination for TMS, which lists the criteria a patient has to meet. Our TMS coordinator gathers your records and submits the request for you. Note that our clinic does not accept Medicare at this time.
A typical plan runs up to 36 sessions over about six to seven weeks, Monday to Friday, at roughly 20 minutes each. You stay awake the whole time and can drive yourself home.
Most people feel a light tapping on the scalp. Side effects tend to be mild, like scalp soreness or a short headache that fades over the first week or two. There's no sedation and no anesthesia.
Call (804) 506-0526 or book online for a no cost consultation. We review your history and past medicines, check your benefits, file the prior authorization, and schedule your first session once your plan approves it.

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